If you have a bunch of ripe bananas sitting on your counter, I have the perfect solution that will brighten your day and satisfy your sweet tooth at the same time. This Super Moist Chocolate Chip Banana Bread Recipe is an absolute showstopper with its tender crumb, rich banana flavor, and pockets of melty chocolate chips that make every bite a delight. It strikes the perfect balance between sweet and moist, thanks to a clever blend of ingredients that come together to create a loaf that feels like a comforting hug in bread form. Whether you’re baking for breakfast, dessert, or a snack, this banana bread is ready to become your new favorite go-to treat.

Ingredients You’ll Need
These simple ingredients might look familiar, but they’re essential players in creating the perfect texture, sweetness, and flavor for this bread. Each one contributes a special touch, from providing structure to boosting moisture and flavor.
- 1 ¾ cups (220g) all-purpose flour: The backbone that gives your bread structure while keeping it soft.
- 1 teaspoon baking soda: Helps the bread rise beautifully and creates a tender crumb.
- ½ teaspoon salt: Balances out the sweetness and enhances all the other flavors.
- 3 large overripe bananas (mashed, about 1 ½ cups): The star ingredient, packed with natural sweetness and moisture.
- ½ cup (115g) unsalted butter, melted: Adds wonderful richness and depth to the bread.
- ¾ cup (150g) brown sugar: Brings extra moisture and a gentle caramel note that pairs perfectly with banana.
- 2 large eggs: Provides structure and adds fluffiness to the bread.
- 1 teaspoon vanilla extract: Infuses a warm, inviting aroma that complements the bananas and chocolate.
- ¼ cup (60ml) milk or yogurt: Keeps the bread moist and tender with every bite.
- ¾ cup (130g) chocolate chips: Semi-sweet or dark chocolate works wonders to add richness and melty pockets of joy.
- Optional: ½ cup (60g) chopped walnuts: Adds a delightful crunch and nutty flavor that’s irresistible.
How to Make Super Moist Chocolate Chip Banana Bread Recipe
Step 1: Get Your Oven Ready
Preheat your oven to 350°F (175°C). This ensures a steady, even heat for perfect baking from start to finish. While the oven warms up, grease a 9×5-inch loaf pan or line it with parchment paper to make sure your banana bread can come out easily once baked.
Step 2: Mash Those Bananas
In a large mixing bowl, mash your ripe bananas until they are smooth and creamy. This step releases their natural sugars and moisture, which is the foundation for keeping the bread super moist and flavorful.
Step 3: Combine the Wet Ingredients
To your mashed bananas, add melted butter, brown sugar, eggs, vanilla extract, and milk or yogurt. Whisk everything together until well combined. This mix creates a rich, flavorful base that brings moisture and sweetness in perfect harmony.
Step 4: Mix Dry Ingredients Separately
In a different bowl, whisk together the flour, baking soda, and salt. This step ensures your rising agents and seasonings are evenly distributed, which helps the bread bake consistently without any odd pockets of baking soda or flour.
Step 5: Bring Wet and Dry Ingredients Together
Gradually add the dry flour mixture to the wet banana mixture, stirring gently but thoroughly. Don’t overmix because you want to keep the bread light and tender, not dense.
Step 6: Fold in the Chocolate Chips and Walnuts
Carefully fold in the chocolate chips and optional chopped walnuts using a spatula. This gentle folding preserves the airiness of the batter while spreading out those delicious chocolate and nutty bursts throughout the loaf.
Step 7: Bake Your Bread to Perfection
Pour the batter into your prepared loaf pan and sprinkle extra chocolate chips on top for a bakery-style finish that’s visually stunning and seriously tasty. Bake for 50-60 minutes. You’ll know it’s ready when a toothpick inserted in the center comes out clean or with just a few moist crumbs.
Step 8: Cool and Slice
Let your banana bread cool in the pan for about 10 minutes. Then transfer it to a wire rack to cool completely. This resting time allows the bread to set properly so it slices beautifully without crumbling, making every bite as luscious as it can be.
How to Serve Super Moist Chocolate Chip Banana Bread Recipe

Garnishes
For a charming touch, consider spreading a bit of butter, cream cheese, or even nut butter on top of a warm slice. A light dusting of powdered sugar or a drizzle of honey can also add an elegant flair and a hint of extra sweetness.
Side Dishes
This banana bread pairs wonderfully with a steaming cup of coffee, tea, or a glass of cold milk. For breakfast, enjoy it alongside some fresh fruit or Greek yogurt for a balanced and satisfying meal.
Creative Ways to Present
Try toasting a slice lightly and adding a scoop of vanilla ice cream on top for an indulgent dessert twist. You could also layer slices in a trifle with whipped cream and berries for a fun and festive presentation that’s sure to impress guests.
Make Ahead and Storage
Storing Leftovers
Wrap leftover slices tightly in plastic wrap or store them in an airtight container at room temperature for up to three days. This keeps your Super Moist Chocolate Chip Banana Bread Recipe fresh and lets the flavors develop even more.
Freezing
You can freeze the banana bread whole or in individual slices. Wrap tightly in plastic wrap and then place it inside a freezer-safe bag or container. It will stay fresh for up to three months and thaw beautifully when you’re ready to enjoy it again.
Reheating
To revive the moist, soft texture, warm slices in the microwave for 15-20 seconds or pop them in a toaster oven until just heated through. This brings back that fresh-baked feeling and makes every bite irresistible.
FAQs
Can I use regular sugar instead of brown sugar?
While you can substitute regular white sugar, brown sugar adds moisture and a subtle caramel flavor that makes this banana bread especially moist and rich, so I highly recommend keeping it if possible.
What if I don’t have walnuts? Can I leave them out?
Absolutely! Walnuts are optional and can be skipped if you prefer a nut-free bread or don’t have any on hand. The bread will still be delicious without them.
How do I know my bananas are ripe enough?
Look for bananas with a lot of brown spots or that are mostly brown. The riper they are, the sweeter and more flavorful your bread will be!
Why is my banana bread dense instead of moist and fluffy?
It often comes down to overmixing the batter once you add the flour. Mixing just until combined helps keep the bread light and tender.
Can I make muffins instead of a loaf with this recipe?
Definitely! Simply pour the batter into a muffin tin lined with paper cups and bake for about 18-22 minutes, checking for doneness with a toothpick.
Final Thoughts
There’s something truly magical about homemade banana bread, especially one as irresistibly soft and full of chocolatey goodness as this Super Moist Chocolate Chip Banana Bread Recipe. It’s easy to throw together with ingredients you likely already have and sure to bring smiles to anyone lucky enough to taste it. So go ahead, get baking, and prepare to enjoy a loaf that will quickly become a household favorite!
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Super Moist Chocolate Chip Banana Bread Recipe
- Prep Time: 10 minutes
- Cook Time: 50-60 minutes
- Total Time: 60-70 minutes
- Yield: 8-10 servings
- Category: Bread
- Method: Baking
- Cuisine: American
Description
This Super Moist Chocolate Chip Banana Bread is a delightful treat combining the natural sweetness of ripe bananas with rich chocolate chips and optional crunchy walnuts. The addition of brown sugar and yogurt ensures an incredibly moist texture, while the blend of simple ingredients creates a classic, comforting loaf perfect for breakfast, snack, or dessert.
Ingredients
Wet Ingredients
- 3 large overripe bananas (mashed, about 1 ½ cups)
- ½ cup (115g) unsalted butter, melted
- 2 large eggs
- 1 teaspoon vanilla extract
- ¼ cup (60ml) milk or yogurt
Dry Ingredients
- 1 ¾ cups (220g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- ¾ cup (150g) brown sugar
Add-ins
- ¾ cup (130g) chocolate chips (semi-sweet or dark)
- Optional: ½ cup (60g) chopped walnuts
Instructions
- Preheat the oven: Set your oven to 350°F (175°C) to ensure it is hot and ready when your batter is prepared.
- Prepare the loaf pan: Grease a 9×5-inch loaf pan with butter or non-stick spray, or line it with parchment paper for easy removal later.
- Mash bananas: In a large mixing bowl, mash the overripe bananas until smooth and creamy, serving as the moist base for the bread.
- Combine wet ingredients: Add melted butter, brown sugar, eggs, vanilla extract, and milk or yogurt to the mashed bananas, then whisk together until fully combined and smooth.
- Mix dry ingredients: In a separate bowl, whisk together the all-purpose flour, baking soda, and salt to evenly distribute the leavening agents.
- Combine wet and dry: Gradually add the dry flour mixture into the wet banana mixture, stirring gently to incorporate without overmixing.
- Fold in add-ins: Gently fold in the chocolate chips and, if using, chopped walnuts, ensuring they are evenly dispersed throughout the batter.
- Prepare for baking: Pour the completed batter into the prepared loaf pan, and sprinkle extra chocolate chips over the top to create an attractive bakery-style finish.
- Bake: Place the loaf pan in the preheated oven and bake for 50-60 minutes, or until a toothpick inserted in the center comes out clean, indicating the bread is fully cooked.
- Cool: Remove the bread from the oven and let it cool in the pan for 10 minutes to set before transferring it to a wire rack to cool completely.
- Serve: Slice the banana bread and enjoy it warm or at room temperature as a delicious snack or dessert.
Notes
- For extra moistness, use yogurt instead of milk.
- Overripe bananas ensure the best flavor and natural sweetness.
- Do not overmix the batter to avoid dense bread.
- Optional walnuts add a nice crunch, but you can omit them for a nut-free version.
- The bread can be stored in an airtight container at room temperature for up to 3 days or frozen for longer storage.
- Check doneness with a toothpick towards the end of baking to prevent over-baking.

