If you’ve been searching for a cozy, comfort-food classic with an irresistible twist, this Cheesy Loaded Meatloaf Casserole Recipe is going to be your new go-to. It’s not just any meatloaf; it bursts with layers of melted cheddar, mozzarella, and Parmesan, plus smoky bacon crumbles and fresh green onions that add pops of flavor and texture. This dish perfectly balances hearty, savory meat with gooey, melty cheese, making every bite a warm, satisfying hug on a plate. Whether you’re feeding a family or want a dish that pairs well with simple sides, this casserole turns meatloaf into a glorious, crowd-pleasing celebration of taste.

Ingredients You’ll Need
Gathering the right ingredients is the secret to getting that perfect mix of flavors and textures in your cheesy loaded meatloaf casserole. Each component plays a starring role, from the rich ground beef to the crunchy bacon bits, ensuring every mouthful is packed with comfort and deliciousness.
- 1 pound ground beef: The rich and juicy base of the dish that brings meaty depth and protein.
- 1 cup breadcrumbs: Adds structure and tenderness, keeping the meatloaf nice and moist.
- 2 large eggs: Help bind everything together so the casserole holds its shape perfectly.
- 1/2 cup milk: Adds moisture and softness, blending the ingredients smoothly.
- 1/4 cup ketchup: Brings a tangy sweetness that balances the savory flavors expertly.
- 1 teaspoon Worcestershire sauce: Adds a subtle umami kick that deepens the savory profile.
- 1/2 teaspoon garlic powder: Infuses a warm, aromatic earthiness.
- 1/2 teaspoon onion powder: Provides a gentle sweetness and complements the garlic perfectly.
- 1/2 teaspoon dried oregano: Lends a lovely herbaceous touch to brighten the dish.
- 1/2 teaspoon salt and 1/4 teaspoon black pepper: Season the meatloaf to perfection, enhancing all the natural flavors.
- 1 cup shredded cheddar cheese: Melts into gooey pockets of bold, sharp flavor.
- 1/2 cup shredded mozzarella cheese: Offers a creamy, stretchy texture everyone loves.
- 1/4 cup cooked bacon crumbles: Adds smoky crunch that elevates the whole casserole.
- 1/4 cup chopped green onions: Provides freshness and a mild bite to contrast the rich cheese and meat.
- 1/4 cup shredded Parmesan cheese: Sprinkled on top for a golden, savory crust and extra cheesy goodness.
How to Make Cheesy Loaded Meatloaf Casserole Recipe
Step 1: Get Your Oven Ready
Preheat your oven to 375°F (190°C). A perfectly heated oven ensures that your cheesy loaded meatloaf casserole cooks evenly and develops those delicious browned edges that make every bite special.
Step 2: Combine the Basics
In a large mixing bowl, mix together the ground beef, breadcrumbs, eggs, and milk. These ingredients come together to form the hearty and tender foundation of your meatloaf casserole — treat them gently for the best texture.
Step 3: Season and Flavor
Stir in the ketchup, Worcestershire sauce, garlic powder, onion powder, dried oregano, salt, and black pepper. This step layers in all the rich, savory notes that will make your cheesy loaded meatloaf casserole truly unforgettable.
Step 4: Add the Cheese and Bacon
Next, fold in half of your cheddar cheese, mozzarella cheese, the smoky bacon crumbles, and fresh chopped green onions. Carefully mixing these ingredients helps maintain a delicate balance—too much stirring can make the meat tough.
Step 5: Form and Layer
Transfer the meat mixture into a 9×13-inch casserole dish, pressing it down evenly to shape it like a loaf. Top this with the remaining cheddar, mozzarella, and Parmesan cheese—this cheese blanket will melt to create a golden, bubbly crust.
Step 6: Bake to Perfection
Place your casserole in the preheated oven and bake for 35-40 minutes. Look for an internal temperature of 160°F (71°C) to ensure it’s perfectly cooked through, with melted cheese bubbling on top.
Step 7: Rest and Serve
Once done, let your meatloaf rest for about 5 minutes before slicing. This helps the juices redistribute, making each slice moist, tender, and beautifully cheesy.
How to Serve Cheesy Loaded Meatloaf Casserole Recipe

Garnishes
Top each slice with an extra sprinkle of fresh chopped green onions or a few crispy bacon bits for a little fresh crunch and smoky finish. A drizzle of ketchup or a homemade barbecue sauce works wonders for adding an extra layer of flavor right at the table.
Side Dishes
This cheesy loaded meatloaf casserole pairs beautifully with simple roasted vegetables, buttery mashed potatoes, or a crisp green salad. These sides balance the richness with fresh or creamy textures, making the whole meal feel comforting but not heavy.
Creative Ways to Present
For casual dinners, serve this casserole family-style straight from the baking dish. For a more festive touch, slice it into individual portions and plate with a colorful vegetable medley and a sprinkle of fresh herbs for a bright, inviting look.
Make Ahead and Storage
Storing Leftovers
Leftover cheesy loaded meatloaf casserole keeps well in an airtight container in the fridge for up to 3-4 days. It’s perfect for quick lunches or easy dinners when you want that comforting flavor without the work.
Freezing
You can freeze this casserole for up to 2 months. Wrap it tightly with foil or plastic wrap and place it in a freezer-safe container. Thaw overnight in the fridge before reheating to keep the texture delicious and moist.
Reheating
Reheat leftover meatloaf casserole covered loosely with foil in a 350°F oven for about 20 minutes or until warmed through. You can also microwave individual slices on medium, covering to retain moisture, though the oven method preserves the best texture and cheese melt.
FAQs
Can I use ground turkey or chicken instead of beef?
Yes! Ground turkey or chicken works great as a leaner alternative. Just keep in mind it may be a bit less juicy, so consider adding a little extra milk or a touch of olive oil to keep the casserole moist.
Is it possible to make this recipe gluten-free?
Absolutely. Substitute the regular breadcrumbs with gluten-free breadcrumbs or crushed gluten-free crackers to maintain the texture without gluten.
Can I prepare this recipe in advance and bake later?
Definitely! You can assemble the meatloaf casserole and keep it covered in the fridge for up to 24 hours before baking. Just make sure to let it sit at room temperature for about 15 minutes before popping it into the oven.
What’s the best way to know when the meatloaf is done?
Using a meat thermometer is the most reliable method. Aim for an internal temperature of 160°F (71°C) to ensure it’s fully cooked but still juicy.
Can I add other vegetables to the mixture?
Yes, you can sneak in diced bell peppers, mushrooms, or even finely shredded carrots for extra nutrition and flavor. Just be mindful not to add too much moisture to keep the casserole’s texture just right.
Final Thoughts
I can’t recommend this Cheesy Loaded Meatloaf Casserole Recipe enough for those chilly nights when you crave something both comforting and exciting. It’s a dish that brings layers of cheesy goodness, smoky bacon, and hearty meat all in one beautiful casserole. Once you try it, I promise it’ll become a favorite in your recipe rotation, perfect for easy weeknight dinners or feeding a hungry crowd. So go ahead, get cooking, and enjoy every savory, cheesy bite!
Print
Cheesy Loaded Meatloaf Casserole Recipe
- Prep Time: 0h 15m
- Cook Time: 1h 0m
- Total Time: 1h 15m
- Yield: 6 servings
- Category: Main Dish
- Method: Baking
- Cuisine: American
Description
This Cheesy Loaded Meatloaf Casserole is a comforting and hearty dish packed with ground beef, a blend of cheeses, savory bacon crumbles, and fresh green onions. Baked to perfection with a crispy cheese topping, it’s an easy and delicious meal that combines classic meatloaf flavors with a cheesy twist.
Ingredients
Meat Mixture
- 1 pound ground beef
- 1 cup breadcrumbs
- 2 large eggs
- 1/2 cup milk
Seasonings and Sauces
- 1/4 cup ketchup
- 1 teaspoon Worcestershire sauce
- 1/2 teaspoon garlic powder
- 1/2 teaspoon onion powder
- 1/2 teaspoon dried oregano
- 1/2 teaspoon salt
- 1/4 teaspoon black pepper
Cheeses and Toppings
- 1 cup shredded cheddar cheese (divided)
- 1/2 cup shredded mozzarella cheese (divided)
- 1/4 cup cooked bacon crumbles
- 1/4 cup chopped green onions
- 1/4 cup shredded Parmesan cheese
Instructions
- Preheat Oven: Preheat your oven to 375°F (190°C) to prepare for baking the meatloaf casserole.
- Combine Meat and Base Ingredients: In a large mixing bowl, combine the ground beef, breadcrumbs, eggs, and milk, mixing them well to create the base mixture for the meatloaf.
- Add Flavorings: Stir in the ketchup, Worcestershire sauce, garlic powder, onion powder, dried oregano, salt, and black pepper until the mixture is evenly seasoned.
- Add Cheeses and Bacon: Add 1/2 cup of shredded cheddar cheese, 1/4 cup of mozzarella cheese, bacon crumbles, and chopped green onions to the meat mixture for extra flavor and texture.
- Mix Gently: Gently fold all the ingredients together, being careful not to overwork the meat to keep the meatloaf tender.
- Shape and Transfer: Transfer the meat mixture to a 9×13-inch casserole dish and press it down evenly to form a loaf shape.
- Add Cheese Topping: Top the meatloaf with the remaining shredded cheddar cheese, mozzarella cheese, and Parmesan cheese to create a cheesy crust.
- Bake: Place the casserole dish in the preheated oven and bake for 35-40 minutes, or until the meatloaf is fully cooked and reaches an internal temperature of 160°F (71°C).
- Rest: Remove the casserole from the oven and let the meatloaf rest for about 5 minutes. This allows the juices to redistribute, making slices neat and moist.
- Serve: Slice the meatloaf casserole and serve warm for a delicious, cheesy meal experience.
Notes
- Ensure the internal temperature of the meatloaf reaches 160°F (71°C) for safe consumption.
- Using fresh breadcrumbs will yield a softer texture, while dry breadcrumbs give a firmer loaf.
- Feel free to substitute bacon crumbles with cooked pancetta or omit for a milder flavor.
- Letting the meatloaf rest before slicing helps prevent it from falling apart.
- This casserole can be prepared ahead and refrigerated before baking to save time.

