Instant Pot Three Bean Chili Recipe

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If you are craving a hearty, flavorful meal that comes together effortlessly, this Instant Pot Three Bean Chili Recipe is going to be your new best friend in the kitchen. Bursting with the rich goodness of three different beans, perfectly spiced ground sirloin, and a robust tomato base, this chili strikes the ultimate balance between comfort and nutrition. The Instant Pot speeds up the cooking, locking in all those vibrant flavors, while delivering a thick, satisfying texture that will have everyone asking for seconds. Whether it’s a busy weeknight or a cozy weekend gathering, this recipe fits every occasion with ease and irresistible flavor.

Ingredients You’ll Need

Simple, wholesome, and essential—each ingredient in this chili recipe plays a crucial role in building layers of taste, texture, and color that will make your bowl sing. From the hearty beans to aromatic spices, every component adds something delicious and irreplaceable.

• Ground sirloin (1 1/2 pounds): Provides a rich and meaty base for the chili, adding hearty protein and depth.
• Sweet onion (1 large, chopped): Adds natural sweetness and a caramelized undertone when sautéed.
• Minced garlic (1 teaspoon): Offers a sharp, savory kick that elevates the overall flavor.
• Red beans (1 can): A classic chili staple with a creamy texture and subtle earthiness.
• Black beans (1 can): Introduce a smooth, tender bite and a pop of color.
• Ranch style beans (1 can): Bring a delightful seasoning twist and extra heartiness.
• Tomato sauce (2 large cans): Creates the vibrant, saucy foundation that ties everything together.
• Tomato paste (1 can): Thickens the chili with concentrated tomato richness.
• Stewed tomatoes (2 cans): Add chunks of tender tomato to enhance texture and flavor complexity.
• Ketchup (3/4 cup): Introduces subtle sweetness and tang to balance the spices.
• Chili powder (2 tablespoons): The fragrant and spicy heart that defines chili’s signature warmth.
• Cumin (1 tablespoon): Adds a smoky earthiness that complements the meat and beans perfectly.
• Coarse ground garlic salt (1 tablespoon): Enhances overall savoriness with a noticeable garlicky punch.
• Seasoned salt (1 teaspoon): Provides a nuanced, well-rounded seasoning layer.
• Brown sugar (2 tablespoons): Balances acidity and spices with a mellow sweetness.
• Filtered water (2 cups): Helps achieve the perfect chili consistency without watering down flavors.

How to Make Instant Pot Three Bean Chili Recipe

Step 1: Brown the Ground Sirloin

Start by pressing the Saute button on your Instant Pot and adding the ground sirloin. Cook it until it’s fully browned and beautifully golden. This step not only locks in the meat’s juicy flavor but also creates a delicious base for your chili.

Step 2: Set the Cooked Meat Aside

Once browned, transfer the sirloin to a plate lined with paper towels. This lets any excess fat drain away so the chili won’t be greasy but still stays flavorful.

Step 3: Caramelize the Onion

Add the chopped sweet onion directly into the Instant Pot and sauté until golden brown. This step unlocks the natural sugars in the onion, adding a sweet, rich undertone that compliments your chili perfectly.

Step 4: Sauté the Garlic

Stir in the minced garlic and cook for about 2 minutes until fragrant. Garlic brings a savory depth to the recipe that ties all the flavors together.

Step 5: Rinse and Drain the Beans

Drain all cans of red beans, black beans, and Ranch style beans, then rinse them under cold running water. This removes excess sodium and keeps the chili’s flavor balanced.

Step 6: Combine Meat and Beans

Add the cooked sirloin back to the Instant Pot along with the rinsed beans. This reunion triggers the start of a flavor-packed symphony as the beans soak up the meat’s savory goodness.

Step 7: Add Tomato Ingredients and Spices

Pour in the tomato sauce, tomato paste, stewed tomatoes, and ketchup, then sprinkle on chili powder, cumin, garlic salt, seasoned salt, and brown sugar. Each spice adds its own magic, creating layers of warm, bold flavor.

Step 8: Stir to Blend Everything

Use a sturdy spoon to mix all ingredients thoroughly, ensuring every spoonful delivers a perfect mix of beans, meat, and sauce.

Step 9: Add Water and Stir Again

Pour in 2 cups of filtered water and give the chili one last stir to achieve the ideal consistency—neither too thick nor too soupy.

Step 10: Seal and Cook

Place the lid on the Instant Pot, ensuring it clicks into place and the pressure valve is set to ‘SEALING’. Press the MANUAL button and set the timer for 18 minutes—the magic number for tender beans and melded flavors.

Step 11: Release Pressure Safely

After the cooking cycle completes and your Instant Pot beeps, carefully turn the valve to ‘VENTING’ to release all pressure. Make sure the float valve has dropped before opening to keep safe.

Step 12: Final Stir and Serve

Lift the lid, give your Instant Pot Three Bean Chili Recipe a hearty stir, and get ready to serve. The aroma alone will have everyone eager for a taste!

How to Serve Instant Pot Three Bean Chili Recipe

Garnishes

Garnishes make your chili experience truly personal and delightful. Try topping your bowl with sour cream for creaminess, shredded cheese for melty goodness, or fresh green onions for a crisp bite. Don’t forget a sprinkle of crispy Fritos or crunchy tortilla chips for satisfying texture contrasts.

Side Dishes

This chili pairs beautifully with a variety of sides. Cornbread is a classic choice—it’s sweet, crumbly, and perfect for scooping up chili. A simple green salad adds freshness, or for something heartier, steamed rice can soak up every saucy, spicy bit.

Creative Ways to Present

Think beyond the bowl by serving this chili over baked potatoes for a comforting meal or topping a hot dog for a fun twist on classic chili dogs. You can even use it as a filling for tacos or chili-stuffed bell peppers. The possibilities are endless and delicious.

Make Ahead and Storage

Storing Leftovers

This Instant Pot Three Bean Chili Recipe stores beautifully in airtight containers in the refrigerator for up to 4 days. The flavors deepen over time, so leftovers often taste even better the next day.

Freezing

Want to save some for later? Cool the chili completely before transferring it into freezer-safe containers or heavy-duty freezer bags. It freezes well for up to 3 months and is a lifesaver for busy days craving a quick, hearty meal.

Reheating

Reheat your chili gently on the stovetop over low heat or in the microwave, stirring occasionally to heat evenly. If it thickens too much, just stir in a splash of water or broth to bring it back to your preferred consistency.

FAQs

Can I make this chili vegetarian?

Absolutely! Simply omit the ground sirloin and boost the beans or add cubed vegetables like zucchini or mushrooms to maintain texture and bulk. You can also enhance the flavor with extra spices or smoked paprika for that meaty depth.

What if I don’t have Ranch style beans?

No worries! You can substitute with any other canned beans such as pinto or kidney beans. The beauty of this Instant Pot Three Bean Chili Recipe is its flexibility, allowing you to make it your own with what’s on hand.

Is it necessary to rinse the beans?

Yes, rinsing beans removes excess salt and any canning liquid, which helps keep the chili’s flavor balanced and reduces any metallic or overly salty taste.

Can I adjust the spice level?

Definitely! Feel free to adjust the amount of chili powder to suit your heat preference. You can also add a pinch of cayenne pepper for extra kick or mellow it out with more brown sugar or a dairy topping like sour cream.

How thick should the chili be when done?

You want a chili that is thick and hearty but still saucy enough to spoon easily. If it ends up too thick after cooking, just stir in a little warm water until it reaches your desired consistency.

Final Thoughts

This Instant Pot Three Bean Chili Recipe is a true crowd-pleaser that combines convenience, nutrition, and incredible flavor into one satisfying pot. Whether you’re feeding family or hosting friends, it’s an easy, delicious way to bring everyone together around the dinner table. Give it a try soon—you might just find your new go-to chili recipe!

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