If you are anything like me and love the cozy flavors of autumn wrapped up in one delicious treat, you are going to fall head over heels for this Swirled Pumpkin Cream Cheese Bread Recipe. Imagine moist, pumpkin-spiced bread bursting with warm cinnamon and nutmeg notes, perfectly complemented by creamy, tangy swirls of luscious cream cheese. It’s the kind of bread that fills your kitchen with a wonderful aroma and makes every bite feel like a comforting hug. Whether you’re baking for a special occasion or just because, this Swirled Pumpkin Cream Cheese Bread Recipe is guaranteed to become a new favorite that everyone will ask you to make again and again.

Ingredients You’ll Need
Gathering the right ingredients is the first step to achieving that perfect balance of flavors and textures in your bread. Each item plays an essential role, from the fragrant spices to the creamy filling, making this recipe as simple as it is satisfying.
- All-purpose flour (1 3/4 cups): Provides structure and lightness to the bread, ensuring a tender crumb.
- Baking soda (1 teaspoon): Helps the bread rise beautifully while keeping it soft.
- Salt (1/2 teaspoon): Balances the sweetness and enhances the overall flavor.
- Ground cinnamon (1 1/2 teaspoons): Delivers that quintessential autumn warmth and spice.
- Ground nutmeg (1 teaspoon): Adds a subtle earthy depth that complements the pumpkin perfectly.
- Canned pumpkin puree (1 cup): Brings moistness, vibrant color, and rich pumpkin flavor to the loaf.
- Granulated sugar (1 cup): Sweetens the pumpkin batter just right for tender, flavorful bread.
- Light brown sugar (1/2 cup, packed): Adds a touch of caramel sweetness and moisture.
- Large eggs (2): Bind ingredients together and add richness.
- Vegetable oil (1/2 cup): Keeps the bread moist and tender without overshadowing the pumpkin.
- Milk (1/4 cup): Softens the batter for a smooth texture.
- Vanilla extract (1 teaspoon): Enhances all the flavors with its warm, sweet aroma.
- Cream cheese (8 oz, softened): Essential for the creamy, tangy swirl that makes this bread stand out.
- Granulated sugar for cream cheese (1/4 cup): Sweetens the cream cheese filling while keeping it silky smooth.
- Large egg (1, for cream cheese mixture): Ensures the swirl sets perfectly during baking.
- Vanilla extract for cream cheese (1/2 teaspoon): Adds just the right touch of sweetness to the cream cheese layer.
How to Make Swirled Pumpkin Cream Cheese Bread Recipe
Step 1: Prep Your Oven and Pan
Start by preheating your oven to 350°F (175°C). Grease your 9×5 inch loaf pan very well or line it with parchment paper. This ensures your beautiful loaf will release easily after baking, preserving those delicate swirls.
Step 2: Mix Dry Ingredients
In a large bowl, sift together the all-purpose flour, baking soda, salt, ground cinnamon, and ground nutmeg. These dry ingredients create the perfectly spiced backbone for your pumpkin bread.
Step 3: Combine the Wet Ingredients
In a separate bowl, whisk together the pumpkin puree, granulated sugar, brown sugar, eggs, vegetable oil, milk, and vanilla extract. This mixture brings moisture, sweetness, and that iconic pumpkin flavor to the batter.
Step 4: Bring Wet and Dry Ingredients Together
Gradually add the dry ingredients into the wet pumpkin mixture, stirring gently just until everything is combined. Be careful not to overmix – the goal is a tender, fluffy bread, not a dense one.
Step 5: Prepare the Cream Cheese Swirl
Beat softened cream cheese with sugar, one egg, and vanilla extract until smooth and creamy. This luscious mixture is what transforms this pumpkin bread into an irresistible treat with those eye-catching swirls.
Step 6: Layer and Swirl Your Batter
Pour half of your pumpkin batter into the prepared loaf pan. Spoon half of the cream cheese mixture over it in dollops. Using a knife or skewer, swirl gently to create that beautiful marbled effect. Repeat this process with the remaining pumpkin batter and cream cheese filling for a double swirl extravaganza!
Step 7: Bake to Perfection
Place the loaf in the oven and bake for 60 to 70 minutes. It’s done when a toothpick inserted into the center comes out clean. If the top starts browning too fast, just loosely cover it with foil to prevent getting too dark.
Step 8: Cool and Enjoy
Once baked, let the bread cool in the pan for about 10 minutes. Then transfer to a wire rack to cool completely. This cooling period helps the bread finish setting so each slice holds its swirl beautifully.
How to Serve Swirled Pumpkin Cream Cheese Bread Recipe

Garnishes
While this bread is stunning on its own, a light dusting of powdered sugar or a drizzle of maple glaze can add an extra touch of sweetness and presentation flair. Toast your slices lightly and add a smear of softened butter or cream cheese for a rich finish.
Side Dishes
Pair your slices with a steaming cup of chai tea or freshly brewed coffee for a perfect morning or afternoon treat. For brunch, a side of fresh fruit or a simple green salad can balance the richness of the cream cheese swirl beautifully.
Creative Ways to Present
Imagine serving this bread toasted with a scoop of vanilla ice cream for dessert or layering it with whipped cream and berries to create a quick trifle. Wrapping thick slices as gifts, tied with a festive ribbon, always brings joy to friends and family.
Make Ahead and Storage
Storing Leftovers
Store any leftover Swirled Pumpkin Cream Cheese Bread tightly wrapped in plastic wrap or in an airtight container at room temperature for up to three days to keep it fresh and moist.
Freezing
This bread freezes beautifully. Wrap the cooled loaf or individual slices tightly in plastic wrap, then aluminum foil, and freeze for up to two months. Thaw overnight in the fridge or on the counter before serving.
Reheating
Reheat slices gently in a toaster oven or microwave for a few seconds to bring back that fresh-baked warmth without drying it out. A quick lightly buttered toast transforms the experience into something extra special.
FAQs
Can I use fresh pumpkin instead of canned for this Swirled Pumpkin Cream Cheese Bread Recipe?
Absolutely! Just make sure to cook and puree the fresh pumpkin until smooth first. It may add a slightly different moisture level, so adjust liquids if needed to keep your batter the right consistency.
What type of cream cheese is best for the swirl?
Use full-fat, softened cream cheese for the creamiest, most flavorful swirl. Low-fat or cold cream cheese may not blend as smoothly or create that perfect texture.
Can I make this bread gluten-free?
Yes, by substituting the all-purpose flour with a gluten-free baking blend that includes xanthan gum, you can achieve similar texture and rise. Just double-check your baking soda and other spices are gluten-free certified.
How long will this bread stay fresh once baked?
Stored properly at room temperature, this bread will stay moist and delicious for about three days. Beyond that, you might want to refrigerate or freeze leftovers to extend freshness.
Can I add nuts or chocolate chips to this recipe?
Definitely! Chopped pecans or walnuts, or even some mini chocolate chips, make lovely additions that add crunch or bursts of sweetness. Fold them in carefully before layering the batter and cream cheese swirl.
Final Thoughts
This Swirled Pumpkin Cream Cheese Bread Recipe is truly the heartwarming treat you didn’t know you needed. Its rich pumpkin spices and luscious cream cheese swirls make every bite a celebration of fall flavors and comforting textures. When you make and share this bread, you’re not just baking—you’re creating moments filled with joy, warmth, and a little touch of homemade magic. I can’t wait for you to try it and make it part of your baking repertoire!
Print
Swirled Pumpkin Cream Cheese Bread Recipe
- Prep Time: 0h 20m
- Cook Time: 1h 10m
- Total Time: 1h 30m
- Yield: 1 loaf (approx. 10-12 slices)
- Category: Bread
- Method: Baking
- Cuisine: American
Description
This Swirled Pumpkin Cream Cheese Bread is a moist, flavorful loaf that combines spiced pumpkin bread with a luscious cream cheese swirl. Perfect for autumn breakfasts or dessert, it features warm cinnamon and nutmeg flavors paired with a creamy, tangy cream cheese marble. Baked to golden perfection, this bread offers a beautiful marbled look and rich taste in every slice.
Ingredients
Dry Ingredients
- 1 3/4 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1 1/2 teaspoons ground cinnamon
- 1 teaspoon ground nutmeg
Wet Ingredients
- 1 cup canned pumpkin puree
- 1 cup granulated sugar
- 1/2 cup packed light brown sugar
- 2 large eggs
- 1/2 cup vegetable oil
- 1/4 cup milk
- 1 teaspoon vanilla extract
Cream Cheese Swirl
- 8 oz cream cheese, softened
- 1/4 cup granulated sugar
- 1 large egg
- 1/2 teaspoon vanilla extract
Instructions
- Preheat and Prepare Pan: Preheat your oven to 350°F (175°C) and grease a 9×5 inch loaf pan or line it with parchment paper to prevent sticking.
- Mix Dry Ingredients: In a large bowl, sift together the all-purpose flour, baking soda, salt, ground cinnamon, and ground nutmeg. Set this dry mixture aside.
- Combine Wet Ingredients: In another bowl, thoroughly mix the pumpkin puree, granulated sugar, light brown sugar, eggs, vegetable oil, milk, and vanilla extract until the mixture is smooth and well combined.
- Combine Wet and Dry: Gradually add the dry ingredient mixture into the wet ingredients, stirring gently just until everything is incorporated. Be careful not to overmix to keep the bread tender.
- Prepare Cream Cheese Mixture: In a separate bowl, beat the softened cream cheese with granulated sugar, one egg, and vanilla extract until the mixture is smooth and creamy with no lumps.
- Layer Batter and Swirl: Pour half of the pumpkin batter into the prepared loaf pan. Spoon half of the cream cheese mixture in dollops over the pumpkin batter. Use a knife or skewer to gently swirl the cream cheese into the pumpkin batter to create a marbled effect.
- Add Remaining Layers: Pour the remaining pumpkin batter over the swirled layer, smoothing the top as needed. Then, dollop the remaining cream cheese mixture over the top and swirl again for a beautiful dual marbled design.
- Bake: Bake the loaf in the preheated oven for 60-70 minutes. Check doneness by inserting a toothpick into the center; it should come out clean. If the top browns too quickly, cover loosely with aluminum foil to prevent burning.
- Cool: Allow the bread to cool in the pan for 10 minutes before transferring it to a wire rack to cool completely. This helps the loaf set and prevents it from breaking apart when slicing.
Notes
- Ensure the cream cheese is softened to room temperature for easy mixing and a smooth swirl.
- Use canned pumpkin puree, not pumpkin pie filling, to maintain the right consistency and flavor.
- Do not overmix the batter once the dry ingredients are added to keep the bread light and tender.
- If your loaf pan is dark or non-stick, check for doneness a few minutes earlier as it may bake faster.
- Leftover bread can be stored in an airtight container at room temperature for 2 days or refrigerated for up to a week.
- Slices of this bread freeze well – wrap tightly and thaw at room temperature before serving.

